伏特加拿大28软件(19-24岁)
你等了好多年才想要独立生活, 现在(在一些帮助下)你像专业人士一样消费和储蓄. Build your financial and personal independence with our Volt Banking program, earning up to 3.00% APY.
Put Your Money To Work
Independent & Thriving
As you strike out on your own, your needs, priorities, and plans will evolve. 伏特加拿大28软件将与你一起成长, developing a solid financial foundation with savings for future opportunities.
Checking Account
Develop good money habits with a Volt Banking checking account with reduced Courtesy Coverage overdraft fees.
Savings Account
看着你的积蓄迅速积累起来，赚3美元.00%年利率*，余额高达$1,000.
Credit Card
Build your credit with a beginner’s low-interest rate credit card with a manageable credit limit.
伏特加拿大28软件能为我做什么?
我们相信你是你故事中的英雄. We give you more control over your money with our bundled checking and savings account. We also provide financial literacy opportunities and surcharge-free easy access to over 30,全国有1000台自动取款机.
以下是Volt加拿大28软件服务的一些好处:
获得有竞争力的年度年金
It Pays to Save with Volt - Volt members see their savings add up quickly by earning 3.存款余额最高可达$1,000，年利率为00%.
Set up quick balances
With quick balances, you can see what's in your account without having to log in.
Free ATM Access
你的伏特借记卡可以让你免费使用3万台合作提款机. 如果你使用网络外的ATM机，费用是3美元.00.
Reduced fees
Life happens. Money can be tight. We’re here to protect you from expensive fees by reminding you it does pay to keep track of your account.
Reduced Fees Include:- NSF (non-sufficient funds) Check, ACH Item, or Debit Card Transaction Fee - $26.50 (regularly $35)
- NSF ATM Withdrawal - $26.50 (regularly $35)
Be sure to use 网上及手机加拿大28软件 tools, like Alerts, 跟踪你的账户，避免透支.
The Volt Credit Card
年满18岁的Volt会员就有资格获得Visa奖励信用卡. 它的信用额度最高可达1美元,000 and a low interest rate while letting you build rewards points that never expire.
在生命早期获得信用卡有很多好处, such as building credit and learning the difference between credit and debit cards in action.
Here are some tips to keep in mind for using credit cards for beginners:
- 在到期之前付清账单，这样你就不会产生利息.
- You can use it to cover minor emergencies as long as you make your monthly payments on time if you can’t pay it off in full.
- 如果你没有正确使用它, you can get in trouble with your account which isn’t a good way to start your credit foundation.
- A credit card is different from a debit card because you borrow against your balance and have to repay it vs. 从你账户上的现金中扣除的借记卡. You want to practice spending using both and experience how they impact your finances.
青少年的财务资源 & Young Adults
常见问题